Risk cockpit, bundled sample

Illustrative threshold. Pending calibration to the current NRB directive for D class institutions.

Health is 100 × (1 − clip((p_max + 1) / 2, 0, 1)), driven by the worst limit position in the domain. A domain whose limits have no value shows no health and no favourable status.

Status text accompanies every colour. "No data" means the metric has no value in this extract; it never counts as within appetite.

Red then orange branches with the fixed template explanation. Escalation owners are metadata only; nothing is sent.

Illustrative threshold. Pending calibration to the current NRB directive for D class institutions.

Collection efficiency counts arrears in the amount due (v1 definition), so it reads lower than an on time repayment rate. Tiles are toned by their risk appetite status; a metric without a limit has a neutral tone.

Configurable five-band classification. Bands and rates are placeholders pending calibration to the current NRB directive for D-class institutions.

Share of each bucket's balance at the earlier month end that sits in each state at the later one. Roll rate is the share moving to a worse bucket or written off.

Ranks compare branches with the same evidence set only when weight_coverage is equal; coverage is shown per row. Select a branch to see its components, explanation and 12 month history.

Illustrative threshold. Pending calibration to the current NRB directive for D class institutions.

Illustrative threshold. Pending calibration to the current NRB directive for D class institutions.

Illustrative threshold. Pending calibration to the current NRB directive for D class institutions.

Escalation owner is metadata only; nothing is sent.

Sample results. Requires ALM and funding files in a pilot. These figures are computed by the library from the bundled ALM and funding samples (laghubitta_alm.csv, laghubitta_funding.csv) and displayed here.

Illustrative threshold. Pending calibration to the current NRB directive for D class institutions.

Rows are centre level pooled accounts: one days past due figure stands for several member loans. Severity grids, ladders and reverse stress use the v1 one bucket migration on current balances.

Illustrative threshold. Pending calibration to the current NRB directive for D class institutions.

Collection efficiency counts arrears in the amount due (v1 definition), so it reads lower than an on time repayment rate.

Illustrative threshold. Pending calibration to the current NRB directive for D class institutions.

The CBSRM engine's systemic measures (CISS, SRISK, ΔCoVaR, MES, DebtRank, Diebold Yilmaz) are available on the main site's terminal. They read cross border bank and market data, not this microfinance sample, and no figure from them appears on this page.

Calibration to Nepal (NEPSE listed microfinance institutions, the wholesale to retail lending network, rainfall and disaster data) is roadmap work and is listed as Tier 3 in the capability matrix. Nothing here is a forecast.

Board risk pack sample · Sample dashboard · App (load the sample or your own export; everything is computed in the browser).

The v2 chain extends the v1 chain: its first record links to the v1 head. Every record hashes the block's input files, parameters and rounded output.