Institution workspace, computed locally

Files are read in this tab, hashed with SHA-256 and parsed by the v1 parser. No file leaves the browser. Columns that look like names, phone numbers, addresses or citizenship numbers stop the import.

Builds the v1 dataset, runs the Tier 1 v2 engine with the default configs and stores a validated snapshot in the project. Enabled only when the check found no error.

Rows the frozen engines produced, ordered by severity, materiality (branch gross share), deterioration against the comparison period, age, then identifiers. Duplicates of one branch and family form one card.

Workflow labels, not authenticated access control: maker and checker are free text labels typed by the user; the workspace has no login and cannot verify who typed a label. The register never writes to the core banking system, never changes a loan and never produces a lending decision.

Overdue items are highlighted. Select a row to edit it.

Select an item in the table.

"Check reminders" raises escalation stages on overdue items, writes outbox entries (overdue, escalation, requested reminders) and runs the dry run. In app entries are delivered in this panel; email and sms entries read "Delivery unavailable: no approved connector". Nothing leaves the page.

A report is DRAFT when generated. It reads REVIEWED only when a report_reviewed note with a reviewer label is recorded for this snapshot and the reconciliation is not a variance (or every variance has a register item in closed or overridden state). Reviewer, maker and checker are workflow labels, not authenticated access control.

Two documents from one validated snapshot plus the register: the management brief (markdown, machine readable, user labels through text safety) and the committee packet (the brief followed by the board pack sections over the stored blocks). Print uses the browser (A4); page numbers follow the browser. The bundled sample board pack is never exported as an institution report.

Deterministic templates over the calculation results, not machine learning. No free text generation, no model call, no network: the question is matched against a keyword table and answered by a fixed template whose figures carry evidence references into the stored snapshot.

Every number goes through the frozen formatters; every explanation string is copied verbatim from the engine output; evidence references open the stored row. An adapter, if one were ever configured, would run outside the browser on the institution's own machine and its text would be shown beside the template answer, never instead of it; the browser build holds only the mock adapter and no key of any kind.

In memory, not saved to a serverIncluded in the project file when you export it

Labels typed here are workflow labels, not authenticated access control.

In memory, not saved to a serverIncluded in the project file when you export it

In app only. Email, SMS and external calendar sync do not exist in this workspace.

In memory, not saved to a serverIncluded in the project file when you export it

Select a note or create one.

In memory, not saved to a serverIncluded in the project file when you export it

Select a session or create one.

A project file holds snapshots (provenance, import check, reconciliation, results) and the register, never the loans extract. Customer and sample data never share a project file.